What Microsoft 365 Copilot Business actually includes for Outlook and Word, and how a small UK business can use it without overpaying for features it won't touch.

By Jason Sibley
This is for a small UK business already on Microsoft 365 Business Basic, Standard or Premium, wondering whether Microsoft 365 Copilot Business is worth adding, and specifically what it does inside Outlook and Word — the two apps most small teams actually live in day to day. It's not a guide to the enterprise version of Copilot, and it's not a guide to Teams meeting recap (covered separately). It's about the everyday inbox-and-documents grind.
They confuse Copilot Chat (free) with the paid Copilot add-on. Microsoft 365 Copilot Chat is included at no additional cost for eligible Microsoft 365 plans an